Description
Teach Real-Life Money Skills Through Reading
Introduce your students to essential financial literacy concepts with this engaging reading comprehension pack designed for Grade 4 learners.
The Smart Money Reading Pack blends real-world topics like saving, budgeting, and spending wisely with fun, age-appropriate nonfiction texts that improve reading and thinking skills.
This pack helps students explore how money works—and how to use it responsibly—through carefully written passages, guided questions, and creative extension activities.
What Makes This Resource Unique?
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Designed specifically for 4th grade readers
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10 nonfiction passages on real-world financial literacy topics
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CCSS-aligned comprehension questions (multiple choice + written response)
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Full-color visual support for each worksheet
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Includes creative writing prompts, vocabulary practice, and group discussion starters
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Teacher-friendly layout with answer keys and standards provided
Topics Included
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What Is Money? – Understanding dollars, coins, and bartering
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Budgeting Basics – Planning spending with purpose
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Saving for a Goal – The importance of patience and planning
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Needs vs. Wants – Making smart spending decisions
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How Banks Work – Deposits, savings, and interest
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Earning Money – Jobs kids can do and lessons learned
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Smart Shopping – Comparing prices and choosing value
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Sharing and Donating – Helping others with your money
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Making Choices – Spend, save, or share?
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Planning for the Future – Setting short- and long-term money goals
What You’ll Get
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10 printable worksheet sets (PDF)
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Each set includes:
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Reading passage (150–180 words)
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3 multiple choice questions
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2 written response questions
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Answer key with explanations and CCSS codes
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Vocabulary + writing + discussion extension
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Full-color illustration (3:5 ratio)
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Who Is This For?
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4th grade teachers integrating financial literacy into ELA
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Homeschool families looking to combine reading with real-life skills
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After-school enrichment programs or summer learning plans
Why You’ll Love It
This resource is designed to be easy to use, meaningful, and classroom-ready.
You’ll save time, meet standards, and help students develop money smarts that last a lifetime.